Matador Fire
How it works
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When the fire comes,
your home is already defended.

Matador Fire installs a Managed Fire Protection System on your property — a reservoir of professional-grade, non-toxic retardant that coats your home on demand. It cuts the chance of ember ignition and buys first responders time to reach a home that's still standing. No $50,000–$125,000 roof sprinkler build, no waiting — you stay in control.

A Matador Fire technician coating a home in retardant
432
homes stood after 2025 season where this retardant was applied by professional firefighters*
~$304/mo
Average whole-home protection — vs $50–125k for roof sprinklers
100%
Homeowner-controlled. You trigger it, from your phone or by hand
36-mo
Managed coverage, refills included on the renewal schedule
The new reality

The fire isn't the only thing
that can take your home.

Even if the flames miss you, your insurer might not. Across the West, carriers are pulling out of high-risk zip codes — and a home no one will insure is a home you can't sell or refinance. Defense is no longer optional.

788k
California home-insurance policies non-renewed in a single recent year. Source: CA Dept. of Insurance filings.
2.6M+
Western homes sitting in moderate-or-higher wildfire risk — $1.3T in reconstruction value. Source: market research, Jul 2026.
Minutes
The window you actually get when embers arrive. Fire crews can't be everywhere at once — most homes are defended alone.
The shift

Stop spraying after the evacuation order.
Coat the house before the ember does.

The old way

  • ×Gel or spray applied only once a fire is already close — if a crew can reach you
  • ×$50,000–$125,000 roof sprinkler systems, professionally installed and maintained
  • ×You're dependent on someone else showing up in time
  • ×Nothing you can do from your phone at 2am

The Matador Fire way

  • Always staged on-site — a barrel of retardant already on your property, ready
  • ~$304/month managed subscription — we own the upkeep and refills
  • You are in control — trigger coverage yourself, no waiting
  • Professional-grade retardant, homeowner-simple to run
What you're getting

A Managed Fire
Protection System.

Think of it as a fire hydrant that lives on your property and sprays retardant instead of water. A sealed barrel of professional-grade, non-toxic fire retardant, a pump, 100 feet of hose, and a nozzle — engineered to coat your home and the ground around it in a protective layer that stops embers from catching.

1
The barrelA sealed drum staged on your property, filled with 50 gallons of professional-grade, long lasting, non-toxic retardant.
2
The pump & hosePressurizes and delivers coverage up to 100 ft from each system.
3
You trigger itWhen fire threatens, you coat the house and perimeter — no crew required.
4
We manage itInstall, maintenance, and refills on the renewal schedule are handled for you.
What is a Managed Fire Protection System?
Matador Fire barrel and pump
Retardant being applied to a home
How it runs

Choose your power. Same protection.

Every system is a complete kit sized to your home. Pick the pump that fits how you live — both deliver the same professional-grade coverage.

Gas unit — how it works
Walkthrough of starting and running the gas-powered system. Paste a video URL to fill.

Gas-powered

Available now

Highest flow and pressure, fully independent of the grid. Ideal when a wildfire may knock out power — it runs no matter what.

1
Pull-start the pumpGas engine primes in seconds — no electricity needed.
2
Open the nozzleCoat structure and perimeter, up to 100 ft per system.
3
Walk the lineLay down a continuous retardant barrier around the home.

Electric

Available now

Push-button quiet, zero fumes, nothing to pull-start. Battery-backed so it works even in a power outage.

1
Press startInstant-on, no engine, no fuel to store.
2
Open the nozzleSame professional-grade coverage, up to 100 ft per system.
3
Walk the lineLay down a continuous retardant barrier around the home.
Why trust it

The chemistry is proven.
The people are accountable.

Firefighter-grade retardant

The same class of retardant chemistry professional crews rely on — engineered to stop combustion, not just wet a surface.

432 homes, one season*

In the 2025 season, professional firefighters applied this retardant chemistry and 432 treated homes came through. *Chemistry validation by professional crews — not a Matador Fire operations record.

Founded by a lawman

Matador Fire is led by a founder who also serves as a Reserve Deputy Sheriff. Public-safety discipline, built into the company.

Matador Fire wildfire defense system on-site sign at a home
Your home, specifically

See your property covered — in 60 seconds.

Enter your address. We pull your home's footprint from public records, recommend a system, and show you exactly how the 100-ft coverage blankets your property. Drag the systems. Add more. Watch the price update live.

    No personal information required
    1Address
    2Your home
    3Setup
    4Your plan
    How to build your plan
    1. Place systems at strategic spots around the property — drag each numbered marker where you want it. The goal: position enough systems that, together, their hoses reach every structure and part of the yard you want defended.
    2. Lay each hose along the perimeter: drag the red points to route the hose around the house and yard. Each hose reaches 100 ft.
    3. Add or remove systems and hoses from the panel. Single-click a system to select it; double-click to remove it.
    Each numbered marker is a system. Red lines + arrows show each hose's 100 ft reach. You'll choose gas or electric pumps at the next step — they cost the same.
    Step 2 of 4 · Your home

    This is your home — and its first line of defense.

    We've placed your first system with 100 ft of hose ready to protect the structure. Drag it to a strategic spot on the map, then continue — you'll add more systems and lay out coverage next.

    1 system
    Example — two systems covering a full perimeter:
    Example system and hose layout tracing a home's perimeter
    Step 3 of 4 · Build your setup

    Cover every side you want defended.

    Place systems at strategic spots around the property, then lay each hose along the perimeter so together they reach every structure and area of the yard you want protected.

    Step 4 of 4 · Your plan
    Wildfire defense subscription
    One-time installation fee (non-refundable — locks in your order)$299
    $0per year
    State & local taxes not included.
    Pump preference — same price, same 7,500 sq ft coverage
    Our promise — protected, or we make it right.
    • Install-day approval: your technician confirms count & placement on site. If your property needs a different setup, we adjust the price before any work begins — you approve first, always.
    • Lifetime guarantee on all parts — if a part fails, we replace it, no charge.
    • Free retardant refills if you spray before a mandatory evacuation order.
    “Nate and his staff have earned my confidence… I actually have a lot more peace of mind when I go to sleep at night.”— Stacey V., Malibu, CA
    🔒 Your details stay private & secure Non-toxic · EPA Category 4 Cal Fire tested (Title 19) Lifetime parts guarantee Founded by a Reserve Deputy Sheriff
    Not ready to commit? Get it in writing.
    What homeowners say

    Peace of mind, in their words.

    I’m 67 years old and have a lot of memories stored in my home. I worked with Matador Fire to add more security to my vents, yard and overall property. I can’t thank these guys enough!!
    Steve S.Sun Valley, ID · 4 gas systems
    I feel so much better having worked with Matador Fire to protect my home. I have a wood-paneled, ranch style home and having the retardant placed on-property and my vents hardened gives me and my family the best chance for success.
    Ann S.Los Angeles, CA · 3 electric systems
    Nate, the CEO and founder, and his staff have earned my confidence… I actually have a lot more peace of mind when I go to sleep at night.
    Stacey V.Malibu, CA
    Firefighter
    As a firefighter, I’ve seen that what you do before a wildfire hits often decides if a home is still standing. Matador Fire fits that mindset—it doesn’t replace firefighters, but its long-term retardant can buy us precious time to work when we arrive.
    Joe T.Paso Robles, CA
    What's included

    One managed subscription.
    Everything handled.

    Complete kit, installedBarrel, pump, 100-ft hose, nozzle — professionally installed and sized to your home.
    Professional-grade retardantFilled and staged on your property, immediately ready to defend your home.
    Managed maintenanceWe keep the system ready. 2x per year on-site inspection, maintenance and training.
    Lifetime guarantee on all partsIf a part fails, we replace it — no charge, for the life of your service.
    Free retardant refillsIf you spray prior to a mandatory evacuation order, we refill your retardant free of charge.
    Gas or electric-poweredYour choice of pump — same 7,500 sq. feet of coverage.
    36-month coverageLocked-in managed protection giving you 36 months of wildfire defense confidence.
    Straight answers

    Questions people ask before they're sure.

    How does the system actually work?

    Each system stages professional-grade fire retardant on your property with a self-contained gas or electric pump and 100 ft of hose. When fire threatens — in the critical window before an evacuation order — you coat your home and its perimeter. That sharply reduces the chance of ember ignition and buys first responders time to reach a home that's still standing. No plumbing, no sprinkler heads, no changes to your house.

    Is the retardant safe around my family, pets, and plants?

    Yes. It's a non-toxic, professional-grade retardant — rated EPA Category 4, the lowest toxicity category — with no heavy metals, and it's Cal Fire tested to California Title 19, Section 1237.1 (State Fire Marshal standard). It doesn't stain: it rinses off with water and a light brush.

    Will it stain or damage my home, fences, or landscaping?

    No. It goes on with a milky finish while wet and washes away cleanly with water — no staining of paint, fascia, glass, or plants. A single coat is all that's needed.

    What maintenance is included?

    Two on-site visits per year for inspection, maintenance, and training. We test and prime the pump (and, on electric units, confirm the battery and charger) so the system is ready the moment it matters — and we make sure you're comfortable operating it.

    Gas or electric — and what if the power's out?

    Both deliver the same coverage. The gas system runs fully off-grid, which is why many customers choose it in wildfire country. The electric system is battery-backed, so it also runs during an outage.

    How high does it reach?

    Both gas and electric systems reach about 35–45 feet vertically — roughly a two-story home. Taller or unusually complex properties get a tailored, custom solution.

    How many systems do I need?

    It depends on your home's footprint and which sides are most exposed. Each system stages 50 gallons of retardant, covers about 7,500 sq ft, and reaches 100 ft. The map planner shows you the layout, and your technician confirms the final count on site — you can add or remove systems at installation.

    What if we can't run it ourselves in an emergency?

    The system is designed to be simple enough for any homeowner. For those who'd rather not, our team can apply the retardant for you on red-flag warning or mandatory-evacuation days — just ask and we'll build that into your plan.

    What does the subscription cover?

    Everything in one annual plan: professional install, the complete kit, the retardant fill, two maintenance visits a year, a lifetime guarantee on all parts, and free retardant refills if you spray before a mandatory evacuation order.

    Will this help with my insurance?

    California's mitigation rules increasingly recognize active wildfire defense, and insurers are watching home-hardening closely. We can't promise a specific discount, but an insured, defended home is a home you can keep covered. (Confirm specifics with your carrier.)

    Fire season doesn't wait

    Reserve your install
    before the next red-flag day.

    You built your plan — now lock it in here. After payment, our team calls within one business day to confirm your install date.

    You're on the schedule.

    Our team will call you within one business day to confirm your install visit. Fire season doesn't wait — neither do we.

    ↑ Start by building your property plan above.

    ~$304/mo · whole-home defense
    Get my quote